MFG Finance · What we finance

Business lending.

Working capital and business facilities considered alongside your equipment commitments, cash flow and growth plans.

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Funding for the business behind the assets.

A new machine is only one part of the funding picture. We help owners assess the working capital, contract timing and existing facilities around the business, then approach suitable bank and non-bank lenders with a clear credit story.

Talk through your requirement →

What we can help finance.

We look at the asset or facility in the context of the business using it.

01

Overdrafts

A revolving working capital buffer for timing gaps and operating needs.

02

Term debt

Structured borrowing for investment, expansion or a defined business requirement.

03

Debtor finance

Funding against eligible invoices where customer terms create a cash gap.

04

Other commercial facilities

Trade and import facilities, cash-flow lending and appropriate secured options.

Built around the work.

Bring us the purchase, project or business plan. We consider how it earns its place and what comes next.

  • Contract mobilisation
  • Seasonal or project cash cycles
  • Acquisitions and expansion
  • Equipment-heavy businesses
  • Invoice and debtor funding
  • Rebanking and facility reviews
Business lending in business use

Look at the whole debt position before adding a facility.

We work through financial performance, security, lender exposure and the purpose of the funds. The aim is a facility that suits the cash cycle without closing off the next equipment purchase or banking decision.

How we work →

Directly with James and Dan.

No sales team, no junior handball and no lender chosen just because it offers the easiest approval. We assess the numbers, the asset and your plans, then manage the lender conversations through to settlement.

Meet James and Dan →
MMS working fleetSee the work in practiceMore than 200 assets over 10 years.Explore client stories ↗

A fully accredited, ethical and trustworthy finance firm.

MFG is directly accredited with all major banks, alongside an extensive panel of non-bank, specialist and private lenders.

CAFBACAFBA 101556
FBAAFBAA M-359967
Australian Financial Complaints AuthorityAFCA 89354
  • Never lost a lender accreditation
  • Not reliant on another firm’s accreditations
  • No shared commissions or kickbacks with referrers
  • No upfront establishment fees; we’re paid by lenders
  • Insured, accredited, independent and trustworthy
Our lender panelMajor banks · non-banks · specialist and private lenders
ANZ
Commonwealth Bank
NAB
Westpac
Macquarie
Bank of Queensland
Judo Bank
DLL Financial Solutions
ORIX
Pepper Money
Metro Finance
Capital Finance
FlexiCommercial
Grenke
Banjo
Shift
ScotPac
Moneytech
Finance One
Australian Finance Solutions
Angle Finance
Azora Finance
Commercial Equity Group
Yellowgate
COEX Capital
Iron Capital Group
Maple
Morris Finance
SELFCO
Westlawn Finance

Panel shown is indicative and subject to lender accreditation, credit policy and transaction requirements.

Questions worth asking.

Do you arrange overdrafts?

Yes. We can assess an overdraft or other working capital facility against the business’s needs and lender criteria.

How does debtor finance fit with equipment debt?

We look at invoice timing, existing security and lender arrangements together.

Can you help with an acquisition?

We can assess the assets, debt and commercial funding requirement, coordinating with your other advisers.

What’s the next move for your business?

Tell us what you are considering. James and Dan will look at it in the context of the business around it.

Explore the full enquiry form →

Please leave both an email address and mobile number so we can get back to you.

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