Run the numbers. Then look beyond them.

Use these estimates to test an equipment purchase or insurance premium. The actual lender terms, fees and structure depend on the transaction, so bring us the details when you’re ready to plan it properly.

Equipment finance calculator.

See how term, rate, balloon and payment timing change the monthly commitment.

Equipment loan

Adjust the figures to explore a scenario.

Term 60 months
Balloon 0%
Payment timing
Estimated monthly repayment—Payments in arrears
Total repaid, including balloon—
Estimated interest—
Balloon at end of term—
Amount financedInterest

Illustration only. Assumes a fixed nominal annual rate divided into monthly periods, level monthly payments and a balloon due at the end. Excludes fees, taxes and insurance. In advance means the first repayment is made at the start. This is not a lender quote.

Talk through the purchase →

Insurance finance calculator.

Compare the cost of spreading a premium over a chosen number of months.

Premium funding

Enter the amount and flat rate for this term.

Term 10 months
Estimated monthly payment—Flat rate over the selected term
Total repaid—
Finance cost—
Premium fundedFinance cost

Illustration only. Flat interest is calculated once on the financed amount for the selected term, then spread evenly across the payments. Excludes establishment fees or other charges and is not a lender quote. A flat rate is different from an annual interest rate.

Discuss your premium funding →

The repayment is one piece of the decision.

For a working fleet, we also consider what the asset earns, maintenance and trade timing, the debt already in place and how much lender capacity needs to remain for the next purchase.

How we think about equipment finance →

What’s the next move for your business?

One machine or a whole fleet, tell us what you’re considering. James and Dan will look at the purchase in the context of the business around it.

Explore the full enquiry form →

Please leave both an email address and mobile number so we can get back to you.

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